Biography of the financial genius Oleg Tinkov. Tinkov Oleg, Tinkoff Credit Systems

Oleg Yurievich Tinkov(December 25, 1967, Leninsk-Kuznetsky, Kemerovo region, USSR) - an entrepreneur working in Russia, founder of the Tinkoff brand. Now the head of Tinkoff Bank and co-owner of the Team Saxo-Tinkoff cycling team.

Oleg Yurievich Tinkov
Occupation: Entrepreneur
Date of birth: December 25, 1967
Place of birth: Leninsk-Kuznetsky, Kemerovo region
Country Russia

October 2011 Oleg Tinkov was noted by Forbes magazine as one of the 9 most unusual Russian businessmen - extravagant, eccentrics and eccentrics (for example, Evgeny Chichvarkin was included in the same list). In December 2013 - the same magazine was recognized as the "Pioneer of the Year" for the IPO of TKS-Bank.
Was born Oleg Tinkov December 25, 1967 in Leninsk-Kuznetsky (Kemerovo region). Married - Rina's wife, and three children - Daria, Pavel and Roman.
Oleg Tinkov served in the border troops from 1986 to 1988. in Nakhodka and Nikolaevsk-on-Amur.
In 1988 Oleg Tinkov moved to Leningrad and entered the Mining Institute (he graduated from only 3 courses). He was into road cycling. While studying at the institute, Oleg Tinkov was engaged in business.

Since 1992 Oleg Tinkov was engaged wholesale trade electronics from Singapore and created a chain of stores in St. Petersburg household appliances Technoshock, the MusicShock chain of stores and the SHOK-Records recording studio, where the Kirpichi and Leningrad groups recorded. In 1997, he sold these companies and went into the dumplings business, producing products under the Darya brand (the company was also sold in 2001 for $21 million, of which $7 million went to cover the company's debts).

In 2003 Oleg Tinkov created the Tinkoff brewing company (sold in 2005, the amount of proceeds from the transaction is estimated at about $ 200 million) and a restaurant chain of the same name with its own breweries (sold on September 24, 2009).
Oleg Tinkov was the owner of the only professional road cycling team with Russian roots, Tinkoff Credit Systems, based in Italy. After the sale, the team performs in the pro-tour under the name "Katyusha".
Since 2006 Oleg Tinkov heads the commercial bank Tinkoff Bank.

In early June 2010, it was released book by Oleg Tinkov "I'm like everyone else" in which he talks about his life and journey in business. The introduction to the book was written by Richard Branson.
Runs his own online program Business secrets with Oleg Tinkov».
Early March 2013 Oleg Tinkov announced the launch of a new airline, Tinkoff Airlines, which is actually the marketing name of the new All Airlines card product Tinkoff jar.

Oleg Tinkov's fortune

October 2012 Oleg Tinkov together with other shareholders, he sold a 4% stake in Tinkoff Bank to the Horizon Capital fund for $40 million, thus his entire business was valued at $1 billion. In April 2013, Forbes magazine placed it in the rating of newcomers among the richest businessmen in Russia. According to Forbes, after the successful IPO of TKS-Bank, as of December 2013, personal capital Oleg Tinkov is $1.8 billion.

Tinkov Lane

By order of the Administration of St. Petersburg dated July 7, 2003 No. 1654-ra, the nameless passage from Sapernaya Street to the dead end in Pushkin was given the name - Tinkov lane. Earlier, representatives of the Tinkoff brewery addressed the St. Petersburg Interdepartmental Commission on Names (Toponymic Commission). As Aleksey Erofeev, a member of the Bureau of the Toponymic Commission, said, a copy of the page of the Brockhaus and Efron dictionary was presented at the meeting, which reported on Porfiry Tinkovo, which supplied beer to the imperial court since 1759.
Later it turned out that the brewer Tinkova did not exist, and the Brockhaus copy of the page is a forgery. Furthermore, Oleg Tinkov admitted the fact of fiction in 2005 in an interview with the business weekly "Company": "Marketing is always such a thing that you cannot do without writing. There was no such supplier. We invented this story for the American market. In Russia, we do not exploit this legend. Americans love stories like that." Nevertheless, in Brockhaus there is an article "Tinkov", but Porfiry Tinkov not mentioned there. Wherein Oleg Tinkov stated in 2004 in an interview with Samara Review: Tinkov- this is a noble family, our family coat of arms is depicted on the bottles. I found it in the encyclopedia of Brockhaus and Efron, and quite by accident. Then I went to the archives, began to understand and found out that there were brewers in the family.

The owner of Tinkoff Bank is not just a rich man, he is a very interesting and extraordinary person. We will talk about him, how he got into business and how he managed to achieve such success.

The beginning of the biography

Founder of Tinkoff Credit Systems (TCS) – Oleg Yurievich Tinkov Born December 25, 1967 in the village of Polysaevo, Kemerovo Region, in a simple working-class family. Oleg was an active boy and at the age of 12 he started cycling, which led him at the age of 17 to receive the title of Candidate Master of Sports of the USSR in road cycling. From the age of 15, Oleg worked in a mine, like his father, then at a local chemical enterprise.

He didn't like this job at all. He was much more attracted to trade. Sports competitions, training camps, trips around the country helped him in this. Oleg served in the army on the Far Eastern frontiers. After the army in 1988 he entered the Leningrad Mining Institute. Big City, a foreign contingent of students opened up new opportunities for the sale of goods.

By the way, he never finished college. But here he met his future wife and friends - future major Russian businessmen.

In 1999, he studied marketing at the University of California, Berkeley (USA).

Oleg Yuryevich founded many enterprises, most of which brought him success and material well-being. We will tell you more about this later.

Family

Oleg Tinkoff Married to Estonian Rina Vosman. They met at the institute (LGI). They have three children - a girl and two boys. The couple played the wedding in 2009, only 20 years after they met.

Hobbies

The director of Tinkoff Bank is still faithful to cycling. He sponsors the team of the same name, the only Russian team that competes in international races. In addition, he himself trains on a par with athletes and even takes part in competitions.

The director of Tinkoff Bank has published 2 books: “I am like everyone else” and “I am a businessman”, where he talks about his life path.

Character

Mr. Tinkov has an outstanding ability to communicate, a business streak, without which he could not "grow" from a Siberian boy into a person who has reached the level of the world economic elite.

At the same time, he likes to shock and provoke the audience. For example, in the city of Pushkin, one of the lanes was named after him. And all because Oleg allegedly found information about the brewer Tinkov, who supplied drinks to the royal court at the end of the 18th century.

At the celebration dedicated to the bank's millionth card, Oleg Yuryevich poured the guests with Cristal collection champagne and cut the cake to the song of V. Tsoi, the rights to which belong to him.

This style of communication can be seen in the advertising of his offspring, and in social networks, where Oleg is actively represented.

Career

• "Technoshock". In 1995, he founded the Technoshock chain of household appliances and electronics hypermarkets. But with the advent of large competitors, such as Eldorado, the business became unprofitable.
• "Music Shock". In 1996, Oleg Tinkov created music stores called "Music Shock" and a recording company "Shock Records". He supported diverse projects, ranging from the Leningrad group to symphonic music.
• "Darya". Oleg Tinkov named the enterprise for the production of dumplings and other semi-finished products of deep freezing after his first daughter. He produced products under many other popular brands. For example, "Smak" licensed by Andrey Makarevich.
• Beer "Tinkoff". In parallel with the "Daria" Oleg began to fulfill his old dream - the opening of restaurants and a brewery. In 1998, he made the first restaurant and beer bottling line in St. Petersburg. The first major plant opened in 2003. After some time, the second plant was launched. The project closed after the 2008 crisis.
• Bank Tinkoff. In 2006, on the basis of Himmashbank, Oleg Tinkov launched a startup unique for Russia in banking service. He was engaged only in lending and only remotely - via the Internet. Without opening offices and attracting staff to work with clients. IN last years The bank began to offer other remote services. It still remains a unique product on the Russian market.

Oleg Yuryevich to this day is the owner of Tinkoff Bank and the chairman of the board of directors. At the moment, Tinkoff Bank has huge premises in a modern business center. Its walls are painted with graffiti, and the director's office is inlaid with gold.

The sole shareholder of the bank is TCS Group Holding PLC, registered in Cyprus.

Other persons of Tinkoff Bank

Oliver Hughes- Chairman of the Board of Tinkoff Bank. He has been leading it almost from its very foundation - since 2007. Prior to TCS, Oliver worked as the head of the representative office of the VISA payment system in Russia. While living in the UK, he developed many projects in the field of sociological research and information technologies for major global corporations.

We hope that Mr. Tinkov and his team will continue to delight us with interesting and creative projects.

According to Forbes magazine, in the ranking of the richest Russian entrepreneurs in 2015, businessman Oleg Tinkov took 169th position. Compared to 2014, his fortune decreased by $0.9 billion, as a result of which he dropped 94 points on the list. What provided O. Tinkov with the presence in such a respected rating? And what causes wild fluctuations in his success rates? You will find answers to these questions in the material presented.

Steps to success

As a child, the future billionaire did not even think about high incomes, but, no doubt, he wanted to improve his standard of living. Oleg Yurievich made his first steps in business in his youth, when he was engaged in road cycling. Then, in times of general shortages, a guy from the family of a simple Soviet miner and seamstress traveled to Central Asia for sports camps and bought goods for fartsovka there. However, the career of a cyclist and a shuttle had to be interrupted due to military service.

After the army, Tinkov became a student at the Mining Institute in Leningrad, where, since 1989, he made money on speculation in jeans, perfumes and vodka. With the collapse of the USSR and the arrival of capitalist relations in Russia, he organized the Petrosib company in the 90s, which specialized in the sale of electrical equipment. Then Tinkov opened a network of wholesale stores "Technoshock", where expensive and high-quality equipment was presented. In 2000, he was the owner of the Daria company, which produces dumplings, and the Tinkoff company, which produces beer, he later sold the latter to the InBev corporation for $ 250 million.

Creation of Tinkoff Bank

Oleg invested part of the proceeds from the sale of the plant and the brand of the brewing company into the creation of an innovative bank. The businessman was attracted by the customer service model of Wells Fargo (USA) and Capital One, which rely only on issuing credit cards. This is how the commercial one appeared, which was called until 01/01/2015 Tinkoff Credit Systems (TCS).

It was this brainchild of Oleg Tinkov that was crowned greatest success. "Kommersant" - a serious analytical publication - with reference to monthly reporting TCS for the three quarters of 2009 reported that the bank increased its profits by more than 50 times. And this happened despite the outbreak of the global financial crisis. Simultaneously with the growth of income, it increased from 4.2 to 5.9 billion rubles. current loan portfolio. And it was shown very low level delay in accordance with international standards (5%).

Forbes

In 2013, Tinkov's efforts led him to appear on the Forbes list. Then Oleg Yuryevich took 151st place among Russian entrepreneurs, having a capital of $ 700 million.

Important! The first listing of TCS shares on the London Stock Exchange in October 2013 became, according to Forbes, one of the largest deals of the year in Russia.

After investors valued the bank at $3.2 billion after the IPO, Tinkov's fortune grew to $1.4 billion. As a result, in 2014, the Russian businessman took 1210th place in world list Forbes and 75th - in Russian.

However, against the backdrop of the financial crisis, the bank's shares sank. The deterioration of the situation in the country's economy, the growth of overdue debts, the increase in expenses for reserves reduced the net profit of TCS in 2014 by 41%, and the financial results of 2015 provided Oleg Tinkov in the 169th place in the Forbes list. However, this circumstance for a businessman is rather an incentive for further growth than a reason for termination of activities.

Oleg Yurievich Tinkov was born on December 25, 1967, in the city of Leninsk-Kuznetsky (Kemerovo region) in the most ordinary mining family. The father of the future businessman worked as a miner, and his mother worked as a dressmaker in a local atelier. Oleg remembered that period of his life like this:

“Our simple mining family lived modestly, but quite decently by the standards of Leninsk. Ordinary barracks were for eight families, and ours - for two, and even with a garden.

The conditions were considered quite normal, although there was no talk of convenience. No running water, no sewerage wooden toilet on the street 20 meters from the house, they went for water with two buckets to the pump 100 meters from the house.”

In his school years, Oleg Tinkov began to take a serious interest in cycling and was very successful in it. He managed to win more than thirty races. He was a multiple champion of Kuzbass. Oleg was a member of the regional and regional national team. After a number of victories, he began to travel to training camps and competitions outside of Kuzbass (Anapa, Alushta, Sochi, Tashkent ...).

Before another trip to Leninabad, a teammate approached Oleg and said, “Take as much money with you as possible. There are goods there." Upon arrival, Tinkov and his friend went to the store and bought four pairs of Montana jeans (50 rubles each). Returning home, he sold them for 200 rubles apiece (4 times more expensive). After this earnings, Tinkov began to awaken the ability to entrepreneurship. But at that time it was called speculation, and a prison was threatened for such actions.

After graduating from 10 classes, Tinkov gets a job at the mine as an apprentice electrician for the repair of equipment (he repaired it in the workshop). While working at the mine, Oleg continued to train, hoping that he would be taken to SKA, which had only one place, and besides, the coach promised him that he would help him get there. Otherwise, the army was waiting for him. Unfortunately, Tinkov's hopes were in vain. The son of the Novosibirsk head of the SKA was taken to the competition.

In 1986, Tinkov leaves to serve in the army. To the border guard. He served one year in Nakhodka, after which he was transferred to Nikolaevsk-on-Amur.

In 1988, Tinkov returned home from the army and went to the mine to apply for a job. But soon he meets his former class teacher, who was taken to work as a director in a pioneer camp. She asked Oleg if he would like to have a summer vacation in a pioneer camp, and said:

“You're an athlete, come to us as a physicist.”

He thought it would be nice to have a rest before working in the mine, and agreed.

There he met his first love - Zhanna Pecherskaya, who worked part-time in the camp canteen. This meeting influenced the further fate of Oleg. So Tinkov recalls that time:

“When I saw her in the dining room, I realized that all my foolishness was over. Fell in love at first sight.”

Oleg and Zhanna were inseparable, so they always went together to visit their parents. One of these trips became fatal.

“On June 28, 1988, we got into a yellow Ikarus (it departed directly from the central market in Leninsk-Kuznetsky) and drove to the village of Egozovo. Everyone sat down in their places, only the two of us stood on the back platform and kissed. The bus was traveling at great speed, it was being tossed up, I also noticed: why is it rushing so fast? Suddenly a blow, a rattle, and then I don’t remember anything ...”

A KamAZ crashed into the bus at high speed. Zhanna flew out of the transport and died. And Tinkov that day and the kiss left a memory of himself in the form of a scar on his face.

After losing loved one It was difficult for Oleg to be in his hometown, as he often saw acquaintances of the deceased girl and her parents.

Mining Institute

When Tinkov learned from his friend that his comrade down the street had entered the Leningrad Mining Institute, he decided to try to enter there too. And he succeeded. Not only students from the USSR studied at that institute, but from other countries (America, Germany, Asia). Visiting foreigners, in order to earn some money, coming to the institute after the holidays, took jeans, perfumes, and other scarce things with them and resold them at a higher price. Oleg bought goods from them and resold them again. He sold small batches in Leningrad, and drove larger ones to his native Leninsk-Kuznetsk, because there he was more expensive.

In the spring of 1989, Tinkov meets a girl from Estonia, whose name is Rina (future wife) and starts a serious relationship with her. In the autumn of the same year, young people go to Poland to Rina's relatives (grandparents).

Tinkov's businesses

While in Poland, Oleg learned that the cost of some goods there is several times more expensive than in Russia.

“In Poland, everything that plugs into a socket was sold three times more expensive. We bought Raduga TVs at the Kozitsky Association store on Maly Prospekt of Vasilyevsky Island, I loaded them onto the train, went to Warsaw, sold them for $200 and returned.

In 1990, we complicated the scheme. All summer long, Rina lived and traded in Warsaw, and I dangled back and forth. I flew to Siberia, bought Taiga chainsaws for 200 rubles in different stores, took them to Kemerovo airport, paid for the overweight and flew to Leningrad. From the station he was carrying saws to Gavanskaya Street, where we rented a room in a communal apartment. The next day - to the station, a day on the train - and I'm in Warsaw. Logistics took a lot of time, but it was worth the candle: the Poles paid $ 200 for a chainsaw; with this money in Russia it was possible to take another six or seven pieces.”

In the fall of 1990, Tinkov decides to quit his studies at the institute, having not completed his studies.

“The decision followed logically from my then priorities. Why did I do it? I wanted to return to Leninsk-Kuznetsky and work as a site manager at one of the mines.

The pinnacle of a career could be the position of director of the mine. In this case, I would receive 1,000 rubles and drive a Volga. But I was ALREADY in my third year earning 10-15 thousand rubles a month, and the prospect of directorship did not attract me at all.”

After a while, selling goods in Poland became not very profitable. In this regard, in the summer of 1991, Oleg begins to change his shuttle route. He carries various equipment, as well as cars from Siberia to St. Petersburg.

“It was a rather dumb business, but it promised big profits and required a lot of time.

We flew to Novosibirsk and went to a flea market on the Gusino-Brodskoye Highway. Cars were sold there for 50 thousand rubles, and in St. Petersburg they could be sold for 80 thousand.”

Thus, Tinkov accumulated a capital of 20-30 thousand dollars.

In the winter of 1992, Oleg learns from his friend about Singapore that it sells very cheap electronics. And goes there for the goods.

On his first trip, Tinkov took $10,000 with him, and there he bought calculators and other electronics (as much as he could physically carry). Returning to St. Petersburg, he sold everything for $20,000. The main profit was brought by calculators, they were bought for 5 - 8 $, and sold for 40 - 50 $.

The trade was quite successful, but since Oleg could bring and sell a certain number of goods, but he wanted more money, in 1993 he opens his first company called Petrosib. And he begins to sell various equipment (calculators, TVs, video cameras) in bulk to other companies. After a while, Tinkov realized that by selling goods at retail, you can earn much more than wholesale.

In 1994, he opened his first electrical engineering store in St. Petersburg under the name "Sony". This store brought a very good profit, especially for those times - $ 20 thousand every day. After opening the second store, Oleg thought about a single name for his chain of stores. She ended up being named "Technoshock".

In parallel with Technoshock, Oleg also opened the MusicShock chain of music stores, as well as the SHOK-Records recording studio (the Leningrad and Kiprpichi groups recorded on it).

In 1997, profits in stores began to decrease - Tinkov decides to sell all Petrosib networks. He sold it for $7 million.

In 1998, the entrepreneur became interested in the production of beer. But he did not have the necessary amount of funds to open the plant, and no one wanted to lend at interest. Almost everyone said “you sold equipment, what does beer production have to do with it”. Since Oleg could not open his own brewery, he decided to open a beer restaurant in St. Petersburg. He called him "Tinkoff".

On August 1, 1998, the opening of the restaurant took place. The institution almost immediately began to bring good profits ($ 15-20 thousand per day). It cost Tinkov $1.2 million.

This restaurant differed from others in that it brewed its own beer, and it was possible, sitting at your table, to observe the process of its production through a glass wall. It was also possible to try the drink without the use of pasteurization. This was not the case in any restaurant in Russia at that time. In addition, Tinkov was the first to use the term "live beer" in advertising for beer.

In the same year, Tinkov opens a company for the production of dumplings. He named her "Darya"- in honor of his daughter. It's been enough profitable business, since the cost of 1 kilogram of dumplings was one dollar, and they were sold for three.

“We grew very quickly, aggressively gaining momentum. In 1999, we were selling three thousand tons of products per month. The monthly net profit was about 300 thousand dollars.”

In addition to dumplings, other semi-finished products (dumplings, chebureks, cutlets, etc.) under other brands, such as Ravioli, Pitersky Smak, Three Little Pigs, Thick Kok.

Despite a fairly good profit from the business, in 2001 Tinkov sold his company Daria.

“On the one hand, business monthly brought hundreds thousand dollars profit and that suited me. On the other hand, the dumplings market was worth a couple of hundred million dollars a year, and our share of it was already high. After studying at Berkeley, I began to understand what volume and market share are. In a large market, you can make good money with a share of three percent, but in a small one you need to be a powerful player. And then Andrey Beskhmelnitsky, manager of food assets of Roman Abramovich, called me and began to persuade me to sell the business.”

Tinkov agreed to sell the business, but on the condition that the deal would take place personally with Abramovich. The meeting took place. Roman Abramovich was brief on it. Oleg named his price, which he wanted to receive for the business ($21 million). Abramovich did not bargain, but told his subordinates:

« Pay him.«

Net profit from Tinkov's dumpling business amounted to 14 million. The rest went to pay off debts.

Oleg decided to fulfill his old dream - to start a full-fledged production of his own beer under the brand Tinkoff.

By this time, he was already selling his beer in bottles, but in small batches. The fact is that in the St. Petersburg restaurant the equipment turned out to be so powerful that it was impossible to sell all the beer that was produced on it to customers on tap. In this regard, it was decided to launch a bottling line. The beer restaurant began to produce up to two thousand bottles a day. An advertisement for the product was released on TV for recognition of the product. After that, the beer immediately began to sell very well. The cost of one bottle was 30 cents, and was sold in bulk for $1.

In the spring of 2003, beer production was launched at the Tinkoff factory.

In 2005, Tinkoff had about 1% of the total beer market share in Russia. In the same year, Tenkov received an offer to buy a brewery from the Belgian company InBev. The deal went through, the company was sold for $201 million (Tinkov's net profit was about $80 million), and he also owned a chain of restaurants (he sold it in 2009).

In 2006, Tinkov decides to do banking. He acquires a small Moscow "Khimmashbank". In December of the same year, it was renamed to " Tinkoff Credit Systems". This bank differs from others in that it does not have its own branches, but it works with its customers via telephone and the Internet. He also uses direct mail and regular mail to distribute his credit cards.

Tinkov's banking business has become quite successful, despite the fact that he caught the financial crisis. According to the Kommersant newspaper, during the crisis year of 2009, the bank's profit increased more than 50 times.

Despite the fact that Tinkov has owned the bank for more than seven years, he is not going to sell it yet, as it is growing very well. The share of the bank, which belongs to Oleg, is 51%.

In 2013 the bank Tinkoff Credit Systems” buys the company “Moscow” from AlfaStrakhovanie and renames it to “ Tinkoff online insurance».

Tinkov's hobbies

Oleg is still fond of cycling. In 2006, he created the Russian cycling team "Tinkoff Credit Systems" and was part of it. In September 2008, he transfers the team to other sponsors (Itera, Gazprom and Russian Technologies became them, they renamed it Katyusha).

Tinkov is also fond of riding skiing, and not on prepared tracks (freeride).

Since 2009, he has been running the Business Secrets program.

Family status

Tinkov is married. Oleg met his wife Rina when he was studying at the Mining Institute. Since that time, he lived with her in a “civil marriage”. He married her 20 years after they met (in 2009). Oleg has three children: daughter Daria, son Pavel and Roman.

Tinkov's books

In 2010, Oleg released the book "I am like everyone else." In it you can find out a more detailed biography and business path of Tinkov.

In 2011, his book How to Become a Businessman was published.

Relax, game:

Here are the most important words about the wife and children from the lips of a millionaire. We are sure that it will be useful for everyone to get acquainted with them without exception.

The name of Oleg Tinkov has long become synonymous with the word "success". The boy, who was born in a small village in the Kemerovo region, could continue the work of his father, a miner. Instead, he went to St. Petersburg and in a few years made a millionth fortune from scratch.

In 2014, Tinkov took 12,010th place in the list of the wealthiest people in the world. In 2016 - 169th place in the list of the richest businessmen in Russia. His fortune is estimated at 500 million dollars.

The businessman makes a very ambiguous impression. Colleagues call him a perpetual motion machine, competitors - an aggressor, journalists scold and at the same time are afraid (in which case Tinkov does not go into his pocket for a word). But only relatives and households (and for some time readers) know that a person known to the whole world as an innovator, in personal life adheres to the old canons. It is the family that is one of the main pillars of the success of a millionaire.

How the family "works" and helps the businessman in his affairs, Tinkov told in his book "I am like everyone else." And although it was published in 2010, that is, almost 7 years ago, it has not lost its relevance at all.

On the motivation of a businessman ...

“Rina, Dasha, Pasha, Roma are my family. They are a great stimulus for me, as for any normal person, forcing us to get out of bed sometimes. But it would be false and stupid to say that only family stimulates me. normal man three things should motivate: sex, family, own ambitions. If he doesn't have those motivators, then he's not a man."

About housewives...

“Sometimes they say: if a woman sits at home, she does nothing, she does not develop. It's complete nonsense."

“A woman should love children. It is not necessary to stay at home - this is also an extreme. But in our case, it happened like this: I always earned and brought home money, Rina was pregnant - one, second, third time. We traveled a lot: we lived in America, then in Italy, she simply did not have the opportunity to work. And to do what some of my friends do - buy their wives a business and think that they are in it - is ridiculous. There are tons of examples. The wife is a so-called architect or PR director. We know all these companies where wives and mistresses work.

“A wife for a businessman is incredibly important. Since ancient times, nothing has changed: the mother is the keeper of the hearth and must keep the fire going. Previously, mammoths were brought home, but now cash is the only difference. I am very grateful to fate, to the Lord God, for having met Rina and living with her. A man can create when he has a reliable rear. Knowing that everything is fine at home and they are waiting for him, he can leave the house and fight.”

About buying a business for women…

“We have a self-sufficient family, we don’t need to do any artificial things. Of course, I can buy Rina at TSUM 500 square meters and build a boutique there, but neither she nor I need it. Don't be fooled.<… >She takes care of children, herself, reads a lot and looks like God forbid everyone looks at 40 years old. I meet young women - say, eighteen years old (I'm not talking about thirty years old) - such cows ... Women are lost, they are too lazy to take care of themselves, because this is also work.

About marrying young...

“Many businessmen change wives, mistresses, some oligarchs from Forbes magazine are not married at all. From my point of view, this is an unhealthy situation. Must be a wife. There must be a hearth and a mother woman guarding it. Wife, rear - what saves you and makes you. I don't believe in big business without the support of my wife. Mikhail Prokhorov is an exception, this person is simply talented and unique.”